Finance Your Next Isuzu Work Truck at James Wood Isuzu Trucks
We Offer Competitive Financing and Lease Programs
Whether your business operates with a single truck, or a fleet of trucks, James Wood Isuzu Trucks can help with a lease or loan for your business needs through Isuzu Finance. The rates, services and exclusive Isuzu programs are hard to beat and include leases and loans with simple interest fixed payments that lock in an interest rate.
Our team is dedicated to helping you find the best loan or lease program to meet your needs.
About Isuzu Finance of America
Isuzu Finance of America (IFAI) is the captive finance company for Isuzu Commercial Truck (ICTA), the official distributor of Isuzu commercial vehicles in the United States. Isuzu Motors Limited is one of the world’s largest manufacturers of medium and heavy-duty trucks, selling over 26 million trucks worldwide since its origin in 1918. For the last 12 years, IFAI has been dealers’ trusted source to place customers into new or used Isuzu trucks. IFAI provides financing peace of mind through flexible and timely customer service, while providing clients with an assortment of options to meet their many commercial needs.
Isuzu Loans Tailored to Meet Your Needs
We provide loan options that can be tailored to meet your objectives, such as simple-interest fixed payments that lock in an interest rate with no prepayment penalties, competitive rates and flexible terms.
Key Benefits:
- Competitive, fixed rate
- TRAC Leases for businesses whose trucks endure extreme wear-and-tear or high mileage
- Flexible financing for new and used trucks
- Various payment options: Skip, delayed or seasonal payments
Commercial Vehicle Line of Credit: Another Isuzu Finance Option
Our Commercial Vehicle Line of Credit offers competitive rates and outstanding service.
Key Benefits:
- Annual credit approval (up to 12 months)
- Accommodates all eligible commercial vehicles, both Isuzu and non-Isuzu
- Commercial vehicle credit lines starting at $250,000
Finance or Lease: Which is Right for My Business?
| Leases | Loans |
|---|---|
| Flexibility to get what you really want. A lease allows room for growth and you can drive a newer vehicle more often. | At the end of your loan contract you own the vehicle. A loan is ideal for high mileage or severe duty applications. |
| Monthly payments are typically lower than loans because you only pay for the portion of the truck value used during your lease. You pay for the vehicle as it pays for itself–through use. | You build future equity and have greater asset management control. You are free to modify, trade-in or sell your vehicle on your terms. Isuzu trucks command a high resale value. |
| At the end of your lease contract, you have flexibility to buy the vehicle or return it to the dealer, as well as exchange or refinance. | There is no limit on the number of miles you drive. |
| Because money is not borrowed when you lease, your working capital and business credit line are still available for your company’s growth. | A loan provides the means for you to conserve cash by paying the balance over time. |